{"id":7920,"date":"2022-12-20T11:00:52","date_gmt":"2022-12-20T11:00:52","guid":{"rendered":"https:\/\/thezakariagroup.com\/homeowners-still-have-positive-equity-gains-over-the-past-12-months\/"},"modified":"2022-12-20T11:00:52","modified_gmt":"2022-12-20T11:00:52","slug":"homeowners-still-have-positive-equity-gains-over-the-past-12-months","status":"publish","type":"post","link":"https:\/\/thezakariagroup.com\/homeowners-still-have-positive-equity-gains-over-the-past-12-months\/","title":{"rendered":"Homeowners Still Have Positive Equity Gains over the Past 12 Months"},"content":{"rendered":"
\n

\"Homeowners<\/p>\n

If you\u2019re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here\u2019s how it happened and what it means for you, even as the market moderates.<\/span><\/p>\n

Equity is the current value of your home minus what you owe on the loan.<\/strong><\/p>\n

Because there was a significant imbalance between the number of homes available for sale and the number of buyers looking to make a purchase over the past few years, home prices appreciated substantially.<\/p>\n

And while home price appreciation<\/a> has moderated this year, and even depreciated slightly in some overheated markets, that doesn\u2019t mean you\u2019ve lost all the equity you gained during the pandemic frenzy.<\/p>\n

To prove you still have equity you can use, the latest Homeowner Equity Insights<\/em><\/a> from CoreLogic <\/em>finds the average homeowner equity has actually grown by $34,300 over the past 12 months.<\/p>\n

That\u2019s right, despite the headlines, the average homeowner still gained positive equity<\/a> over the last year in just about every market. While the gains aren\u2019t as dramatic as they were in the previous quarter due to home price moderation, they\u2019re still significant. And if you\u2019ve been in your home for longer than a year, chances are you have even more equity than you realize.<\/p>\n

While that\u2019s the national number, if you want to know what happened over the past year in your area, look at the map below from CoreLogic<\/em>:<\/p>\n

\"Homeowners<\/a><\/p>\n

Why This Is So Important Right Now<\/strong><\/h4>\n

While equity<\/a> helps increase your overall net worth, it can also help you achieve other goals, like buying your next home. When you sell your current house<\/a>, the equity you\u2019ve built up comes back to you in the sale, and it may be just what you need to cover a large portion \u2013 if not all \u2013 of the down payment\u00a0on your next home.<\/p>\n

So, if you\u2019ve been holding off on selling because you weren\u2019t sure what the headlines meant for your bottom line, rest assured you\u2019ve still gained equity in recent years, and it can help fuel your move.<\/p>\n

Bottom Line<\/strong><\/h3>\n

If you\u2019re planning to make a move, the equity you\u2019ve gained over time can make a big impact. To find out just how much equity you have in your current home and how you can use it to fuel your next purchase, let\u2019s connect.<\/p>\n<\/div>\n

Powered by WPeMatico<\/a><\/small><\/p>\n","protected":false},"excerpt":{"rendered":"

If you\u2019re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here\u2019s how it happened and what it means for you, even as the market moderates. Equity is the current value of your home minus what you owe on the loan. Because there was […]<\/p>\n","protected":false},"author":101010,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[100,102,108],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"\nHomeowners Still Have Positive Equity Gains over the Past 12 Months - The Zakaria Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thezakariagroup.com\/homeowners-still-have-positive-equity-gains-over-the-past-12-months\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homeowners Still Have Positive Equity Gains over the Past 12 Months - The Zakaria Group\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. 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