{"id":7892,"date":"2022-11-10T11:00:33","date_gmt":"2022-11-10T11:00:33","guid":{"rendered":"https:\/\/thezakariagroup.com\/va-loans-can-help-veterans-achieve-their-dream-of-homeownership\/"},"modified":"2022-11-10T11:00:33","modified_gmt":"2022-11-10T11:00:33","slug":"va-loans-can-help-veterans-achieve-their-dream-of-homeownership","status":"publish","type":"post","link":"https:\/\/thezakariagroup.com\/va-loans-can-help-veterans-achieve-their-dream-of-homeownership\/","title":{"rendered":"VA Loans Can Help Veterans Achieve Their Dream of Homeownership"},"content":{"rendered":"<div>\n<p><img decoding=\"async\" width=\"358\" src=\"https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/11\/09083453\/VA-loans-can-help-veterans-achieve-their-dream-of-homeownership-KCM-549x300.jpg\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"VA Loans Can Help Veterans Achieve Their Dream of Homeownership | Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear:both;max-width: 100%;\" link_thumbnail=\"\" srcset=\"https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/11\/09083453\/VA-loans-can-help-veterans-achieve-their-dream-of-homeownership-KCM-549x300.jpg 549w, https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/11\/09083453\/VA-loans-can-help-veterans-achieve-their-dream-of-homeownership-KCM.jpg 750w\" sizes=\"(max-width: 549px) 100vw, 549px\"><\/p>\n<p>For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/01\/3-trends-that-are-good-news-for-todays-homebuyers\/\">purchase<\/a> homes of their own. If you or a loved one have served, it\u2019s important to understand this program and its benefits.<span id=\"more-47425\"><\/span><\/p>\n<p>Here are some things you should know about VA loans before you start the homebuying process.<\/p>\n<h4><strong>What Are VA Loans?<\/strong><\/h4>\n<p>VA home loans provide a pathway to homeownership for those who have served our nation. The <a href=\"https:\/\/www.benefits.va.gov\/homeloans\/index.asp\"><em>U.S. Department of Veterans Affairs<\/em><\/a> describes the program like this:<\/p>\n<blockquote>\n<p><em>\u201cVA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.\u201d<\/em><\/p>\n<\/blockquote>\n<h4><strong>Top Benefits of the VA Home Loan Program<\/strong><\/h4>\n<p>In addition to helping eligible buyers achieve their homeownership dreams, VA loans have several other great benefits for buyers who qualify. According to the <a href=\"https:\/\/www.va.gov\/housing-assistance\/home-loans\/loan-types\/purchase-loan\/\"><em>Department of Veteran Affairs<\/em><\/a>:<\/p>\n<ul>\n<li><strong>Qualified borrowers can often purchase a home with no down payment. <\/strong><\/li>\n<li>Many other loans with down payments under 20% require <em>Private Mortgage Insurance<\/em> (PMI). VA Loans do not require PMI, <strong>which means veterans can save on their monthly housing costs.<\/strong><\/li>\n<li>VA-Backed Loans often offer <strong>competitive terms and mortgage interest rates.<\/strong><\/li>\n<\/ul>\n<p>A recent article from <a href=\"https:\/\/www.veteransunited.com\/valoans\/10-things-many-borrowers-dont-know-about-va-loans\/\"><em>Veterans United<\/em><\/a> sums up just how impactful this loan option can be:<\/p>\n<blockquote>\n<p><em>\u201cFor the vast majority of military borrowers,<strong> VA loans represent the most powerful lending program on the market. <\/strong>These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.\u201d<\/em><\/p>\n<\/blockquote>\n<p>John Bell, Acting Executive Director of the <em>Department of Veterans Affairs Loan Guaranty Service<\/em>, also <a href=\"https:\/\/www.nar.realtor\/videos\/va-home-loans-part-2-reducing-barriers-for-va-borrowers\">explains<\/a> why this program is so powerful:<\/p>\n<blockquote>\n<p><em>\u201cIt provides early ownership for many people that would not have that opportunity to begin with. Since there\u2019s no down payment, it allows people to hold their wealth and it gives them the ability to have long term financial security by being able to own a house and let that equity grow.\u201d<\/em><\/p>\n<\/blockquote>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Homeownership is the <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/08\/the-majority-of-americans-still-view-homeownership-as-the-american-dream\/\">American Dream<\/a>. Our veterans sacrifice so much in service of our nation, and one way we can honor and thank them is to ensure they have the best information about the benefits of VA home loans. <strong><em>Thank you for your service.<\/em><\/strong><\/p>\n<\/div>\n<p class=\"wpematico_credit\"><small>Powered by <a href=\"http:\/\/www.wpematico.com\" target=\"_blank\" rel=\"noopener\">WPeMatico<\/a><\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it\u2019s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying [&hellip;]<\/p>\n","protected":false},"author":101010,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[110,107,98,99,101],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VA Loans Can Help Veterans Achieve Their Dream of Homeownership - The Zakaria Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thezakariagroup.com\/va-loans-can-help-veterans-achieve-their-dream-of-homeownership\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VA Loans Can Help Veterans Achieve Their Dream of Homeownership - The Zakaria Group\" \/>\n<meta property=\"og:description\" content=\"For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. 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