{"id":2853,"date":"2019-02-17T18:30:00","date_gmt":"2019-02-17T18:30:00","guid":{"rendered":"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/"},"modified":"2019-02-17T18:30:00","modified_gmt":"2019-02-17T18:30:00","slug":"this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card","status":"publish","type":"post","link":"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/","title":{"rendered":"This Is What Happens to Your Credit Score When You Only Use Your Debit Card"},"content":{"rendered":"<div>\n<div class=\"typeset--default\"><img decoding=\"async\" src=\"https:\/\/cdn.apartmenttherapy.info\/image\/fetch\/f_auto,q_auto,w_640,c_fit,fl_strip_profile\/https:\/\/s3.amazonaws.com\/pixtruder\/original_images\/06f7fcb5e47516507f4f99428a17c46d4e1687b3\"><\/div>\n<p>\n\t Maybe you&#8217;re afraid of racking up too much debt. Or, perhaps you fall into an &#8220;anti-credit card&#8221; category who loathes the potential of paying interest. It could just be that your debit card is at the front of your wallet and, by default, gets swiped far more than your credit card.\n<\/p>\n<p>\n\t Whatever the reason, if you rely solely on your debit card for purchases\u2014and, as a result, snub your credit card\u2014you may have wondered how it affects your credit score\u2014especially if you&#8217;re staying away from it in order to save up more cash for a down payment on a home. We asked financial experts to explain what happens when your credit card is idle, or doesn&#8217;t get used at all. Here&#8217;s what they have to say:\n<\/p>\n<p><a href=\"https:\/\/www.apartmenttherapy.com\/do-debit-cards-affect-credit-score-267104?utm_source=RSS&#038;utm_medium=feed&#038;utm_campaign=Category%2FChannel%3A+Main\"><strong>READ MORE \u00bb<\/strong><\/a><\/p>\n<\/div>\n<p class=\"wpematico_credit\"><small>Powered by <a href=\"http:\/\/www.wpematico.com\" target=\"_blank\">WPeMatico<\/a><\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maybe you&#8217;re afraid of racking up too much debt. Or, perhaps you fall into an &#8220;anti-credit card&#8221; category who loathes the potential of paying interest. It could just be that your debit card is at the front of your wallet and, by default, gets swiped far more than your credit card. Whatever the reason, if [&hellip;]<\/p>\n","protected":false},"author":101010,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[144,145],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>This Is What Happens to Your Credit Score When You Only Use Your Debit Card - The Zakaria Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"This Is What Happens to Your Credit Score When You Only Use Your Debit Card - The Zakaria Group\" \/>\n<meta property=\"og:description\" content=\"Maybe you&#8217;re afraid of racking up too much debt. Or, perhaps you fall into an &#8220;anti-credit card&#8221; category who loathes the potential of paying interest. It could just be that your debit card is at the front of your wallet and, by default, gets swiped far more than your credit card. Whatever the reason, if [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"The Zakaria Group\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/thezakariagroup\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-17T18:30:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.apartmenttherapy.info\/image\/fetch\/f_auto,q_auto,w_640,c_fit,fl_strip_profile\/https:\/\/s3.amazonaws.com\/pixtruder\/original_images\/06f7fcb5e47516507f4f99428a17c46d4e1687b3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/\"},\"author\":{\"name\":\"\",\"@id\":\"https:\/\/thezakariagroup.com\/#\/schema\/person\/3faf57a8142a13b0b75bddafdfe7ec5d\"},\"headline\":\"This Is What Happens to Your Credit Score When You Only Use Your Debit Card\",\"datePublished\":\"2019-02-17T18:30:00+00:00\",\"dateModified\":\"2019-02-17T18:30:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/\"},\"wordCount\":149,\"publisher\":{\"@id\":\"https:\/\/thezakariagroup.com\/#organization\"},\"articleSection\":[\"Home Financing\",\"Real Estate\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/\",\"url\":\"https:\/\/thezakariagroup.com\/this-is-what-happens-to-your-credit-score-when-you-only-use-your-debit-card\/\",\"name\":\"This Is What Happens to Your Credit Score When You Only Use Your Debit Card - 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